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Review Benefits Employee benefits are dependent on the Summary Plan Document as issued by the employer. Learn MoreCheck Claims What has been paid on a claim? What has been applied to deductible and/or co-insurance? Has a copay been applied? Learn MoreEnrollment Questions Do you have questions on how to enroll in your employer's plan? Learn more here. Learn MoreAuthorization Three Rivers Medical Management provides precertification for some but not all Lutheran Preferred and Three Rivers Preferred clients. The precertification company is listed on the member's insurance ID card. Learn More